101 Xavierville 1-Bedroom 28 sqm

NET CASH PRICE : 2,995,260.00

Registration Expenses (for the transfer of title, payable on last year of amortization, in 12 monthly installments) : 129,888.00

Estimated Monthly Association Dues (60Php-70Php/sqm) : 1,840.15

Less 10% discount on downpayment  :29,953.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 257,573.00

Balance after downpayment : 2,695,734.00

NET MONTHLY AMORTIZATION (starts next month after downpayment)

1 year payable

Discounted 1st-12th month : 236,993.00

1st -12th month : 238,255.00

2 years payable

Discounted 1st-24th month : 124,400.00

1st-24th month : 126,899.00

3 years payable

Discounted 1st-24th month : 86,983.00

25th-36th  month : 90,184.00

4 years payable

Discounted 1st-24th month : 68,374.00

25th-48th  month : 72,322.00

5 years payable

Discounted 1st-24th month : 57,278.00

25th-60th  month : 62,029.00

6 years payable

Discounted 1st-24th month : 51,317.00

25th-72nd  month :55,549.00

7 years payable

Discounted 1st-24th month : 46,162.00

25th-84th  month : 51,268.00

8 years payable

Discounted 1st-24th month : 42,346.00

25th-96th  month : 48,378.00

9 years payable

Discounted 1st-24th month : 39,431.00

25th-108th  month : 46,432.00

10 years payable

Discounted 1st-24th month : 37,135.00

25th-120th  month : 45,159.00

BANK LOAN COMPUTATION (fixed for 5 years, 6.75% int/p.a)

Percentage of Downpayment : 20%

Reservation Fee : 25,000.00

Downpayment for unit : 599,052.00

Downpayment for ERE : 28,978.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 603,030.00

1st Amortization (payable to Cityland, one month after DP) : 19,970.00

Bank Charges (MRI, processing fee) : 125,606.00

TOTAL CASH OUT : 748,606.00

Balance after downpayment of unit : 2,396,208.00

Balance after downpayment of ERE : 115,910.00

TOTAL LOANABLE AMOUNT : 2,512,118.00

NET MONTHLY INSTALLMENT

10 years payable

1st-60th month : 28,846.00

61st-120th  month : SUBJECT TO CHANGE

15 years payable

1st-60th month : 22,230.00

61st-120th  month : SUBJECT TO CHANGE

Notes:

* Prices units and discounts are on a first come, first serve basis.

* Prices are subject to change without prior notice.

* Monthly amortization is based on the diminishing balance.

* Net cash price is inclusive of discount.