101 Xavierville Studio Type 18 sqm

NET CASH PRICE : 2,064,112.00

Registration Expenses (for the transfer of title, payable on last year of amortization, in 12 monthly installments) : 97,680.00

Estimated Monthly Association Dues (60Php-70Php/sqm) : 1,219.40

Less 10% discount on downpayment  : 20,642.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 173,770.00

Balance after downpayment : 1,857,700.00

NET MONTHLY AMORTIZATION (starts next month after downpayment)

1 year payable

Discounted 1st-12th month : 163,318.00

1st -12th month : 164,188.00

2 years payable

Discounted 1st-24th month : 85,728.00

1st-24th month : 87,450.00

3 years payable

Discounted 1st-24th month : 59,942.00

25th-36th  month : 62,148.00

4 years payable

Discounted 1st-24th month : 47,118.00

25th-48th  month : 49,839.00

5 years payable

Discounted 1st-24th month : 39,472.00

25th-60th  month : 42,746.00

6 years payable

Discounted 1st-24th month : 36,364.00

25th-72nd  month : 38,280.00

7 years payable

Discounted 1st-24th month : 31,812.00

25th-84th  month : 35,330.00

8 years payable

Discounted 1st-24th month : 29,182.00

25th-96th  month : 33,339.00

9 years payable

Discounted 1st-24th month : 27,173.00

25th-108th  month : 31,998.00

10 years payable

Discounted 1st-24th month : 25,591.00

25th-120th  month : 31,121.00

BANK LOAN COMPUTATION (fixed for 5 years, 6.75% int/p.a)

Percentage of Downpayment : 20%

Reservation Fee : 25,000.00

Downpayment for unit : 412,823.00

Downpayment for ERE : 22,536.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 410,359.00

1st Amortization (payable to Cityland, one month after DP) : 13,762.00

Bank Charges (MRI, processing fee) : 87,072.00

TOTAL CASH OUT : 511,193.00

Balance after downpayment of unit : 1,651,289.00

Balance after downpayment of ERE : 90,144.00

TOTAL LOANABLE AMOUNT : 1,741,433.00

NET MONTHLY INSTALLMENT

10 years payable

1st-60th month : 19,997.00

61st-120th  month : SUBJECT TO CHANGE

15 years payable

1st-60th month : 15,411.00

61st-120th  month : SUBJECT TO CHANGE

Notes:

* Prices units and discounts are on a first come, first serve basis.

* Prices are subject to change without prior notice.

* Monthly amortization is based on the diminishing balance.

* Net cash price is inclusive of discount.