101 Xavierville 1-Bedroom 28 sqm

NET CASH PRICE : 2,990,161.00

Registration Expenses (for the transfer of title, payable on last year of amortization, in 12 monthly installments) : 131,940.00

Estimated Monthly Association Dues (60Php-70Php/sqm) : 1,840.15

Less 10% discount on downpayment  :29,953.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 257,115.00

Balance after downpayment : 2,691,144.00

NET MONTHLY AMORTIZATION (starts next month after downpayment)

1 year payable

Discounted 1st-12th month : 236,589.00

1st -12th month : 237,849.00

2 years payable

Discounted 1st-24th month : 124,88.00

1st-24th month : 126,683.00

3 years payable

Discounted 1st-24th month : 86,834.00

25th-36th  month : 90,030.00

4 years payable

Discounted 1st-24th month : 68,257.00

25th-48th  month : 72,199.00

5 years payable

Discounted 1st-24th month : 57,181.00

25th-60th  month : 61,924.00

6 years payable

Discounted 1st-24th month : 51,229.00

25th-72nd  month :55,454.00

7 years payable

Discounted 1st-24th month : 46,084.00

25th-84th  month : 51,181.00

8 years payable

Discounted 1st-24th month : 42,274.00

25th-96th  month : 48,296.00

9 years payable

Discounted 1st-24th month : 39,363.00

25th-108th  month : 46,353.00

10 years payable

Discounted 1st-24th month : 37,072.00

25th-120th  month : 45,083.00

BANK LOAN COMPUTATION (fixed for 5 years, 6.75% int/p.a)

Percentage of Downpayment : 20%

Reservation Fee : 25,000.00

Downpayment for unit : 598,033.00

Downpayment for ERE : 29,388.00

SPOT DOWNPAYMENT (straight payment on the 30th day after reservation, before 11AM) : 602,421.00

1st Amortization (payable to Cityland, one month after DP) : 19,936.00

Bank Charges (MRI, processing fee) : 125,484.00

TOTAL CASH OUT : 747,841.00

Balance after downpayment of unit : 2,392,128.00

Balance after downpayment of ERE : 117,552.00

TOTAL LOANABLE AMOUNT : 2,509,680.00

NET MONTHLY INSTALLMENT

10 years payable

1st-60th month : 28,818.00

61st-120th  month : SUBJECT TO CHANGE

15 years payable

1st-60th month : 22,209.00

61st-120th  month : SUBJECT TO CHANGE

Notes:

* Prices units and discounts are on a first come, first serve basis.

* Prices are subject to change without prior notice.

* Monthly amortization is based on the diminishing balance.

* Net cash price is inclusive of discount.